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How It Works

Applying for a payday loan is simple when you use PaydayLoansLand.com! You never need to leave your home or office! You can quickly and easily apply for a loan of $100 up to $1000. All you have to do is provide us with basic information, which we will use to match you with lenders that offer loans to meet your unique needs. Once it is approved you will then be redirected over to a lender’s page, where you should be able to find the terms (including rates and fees) of the loan. If you accept them it won't be long before your money is deposited into your bank account!

Most payday lenders have the following requirements to be approved:

  • Employment at a current job for 90 days or more.
  • You should be a US citizen, or a permanent resident over the age of 18.
  • Income of at least $1,000/month after tax deductions.
  • A valid checking account in your name.
  • Home and work phone numbers.
  • A valid email address.

Fast Inquiry Process

Your application is received and immediately sent to the lender that best suits your needs. If approved, your lender will contact you and may require for additional information.

Send Cash Directly to You

After lender has been approved your application money will be deposited directly into your bank account…normally within one business day.

Private and Secure

We use the most advanced and secure internet encryption technology to protect your privacy.

Automatic Repayment

Your loan payments will be automatically taken out of your bank account. You will never have to worry about sending a check, or logging into a website to make a payment.

Late Payments

There are numerous payday loan lenders who are a part of our network but follow different late payment policies. Please review and understand the loan terms to become familiar with the late payment policy before committing to a loan. However, the state laws in some places will determine how much late fees a lender can charge.

Loan Extensions

Obtaining a loan extension, also known as a rollover, is dependent upon the lender and the laws of your state. If extensions are permitted by law, lender may charge a substantially higher amount when repaying the loan.

Lenders belonging to Community Financial Services Association of America have been permitted to provide borrowers with an extended payment plan once every 12 months.

Loan Default

If you fail to make payments on your payday loan you can expect repercussions from your lender. We strive to work with lenders that use legal and fair practices when collecting on unpaid loans. Failure to payoff your loan according to the original terms will typically result in additional fees, and possibly legal actions.

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