What are Payday Loans?

Payday Loans are quick monetary assistance offered with easy repayment. These loans can be repaid back over a term of one year in easy and equal installment. All sorts of unplanned and emergency expenditures can be taken care of with the help of these loans.

How can Payday Loans Land help me?

Payday Loans Land is a website that offers free referral services. We are not a lender and thus do not take any decision related to lending. But with us you can easily draw comparison of the available deals and find the one that perfectly fits your requirement.

Do I have to pledge collateral?

No, there is no need of pledging any collateral against any of the loan deals as they all fall under the unsecured category.

What is the application fee?

We do not charge any fee for any of our services. But application fee will be incurred by the lender for offer you a loan deal. Lenders will also set their interest rate and other charges.

Can everyone apply?

To apply you will have to confirm that you are a citizen of the US, have a fixed monthly income and hold a valid checking account.

After approval how soon can I receive the money?

Once your application has been approved, lenders will get the approved cash deposited directly into your checking account. Funds will generally be transferred on the same day or within one business day.

Are my personal details safe?

We make us of the latest encryption technology to ensure that any personal detail provided to us remain safe and secure.

What if I fail to repay back on time?

If you fail to repay back the borrowed money as per schedule, you are likely to incur additional financial charges. Lenders may also take legal action against you and this may negatively impact your credit status.