We do not provide direct loans to consumers – our service is designed to match your information with payday loan lenders in our network to find you the best loan provider for your needs. But we are specialists in the payday loan industry, and we are delighted to respond to any sort of concerns that you might have. Please review the following responses to questions that you might have about our service and payday loans. It is understandable for new customers to have questions about PaydayLoansLand.com which is why we have compiled the most common questions into this FAQ. If you can't find an answer to your question, please feel free to contact us for more information.
Any questions relating to loan repayments, application condition and extensions etc have to be directed to the loan lender to whom you filed your application to. As soon as your application has actually been sent on the loan lender’s website you’ll receive the lender’s contact information.
This is a short term loan aimed at helping people who need some extra cash prior to their pay day. The amount here is often between $100 and $1000.
You can get anywhere from $100 to $1000. The approved amount will be predetermined by the lender.
Once your cash advance has been approved the money is wired electronically to a checking account of choice.
Yes you can still get it despite bounced checks, charge offs, bankruptcy and also credit related issues.
It can take as few as just 2 minutes to fill out the inquiry form. You'll get your loans within 1 or few business days.
You should have printer in order to print out the loan documents. Also the lender who receives your inquiry will also need for you to fax over the information to them. Information such as your bank statement and a pay stub will need to be faxed over. If you do not have a fax machine you can always use ones available at Office Max, Kinkos, Mail Boxes, Stables etc.
There is no cost to use PaydayLoansLand.com matching service. The fees of the loan will vary depending on the amount and the lender. The lender will notify you of the exact fees for the loan once on their website. However, please bear in mind that cash advance loans have been designed with emergency needs in mind and will be lower in terms of expense as compared to late charges, check fees etc. which you may incur if you are late with payments.
Yes you may qualify, even if you have another outstanding loan you can still qualify. But you'll need to be sure to disclose this outstanding loan to the lender.
Both the loan fees and the amount is withdrawn directly from your checking account once the due date has been reached. You will not have to think twice about it! This saves you from having to visit any store. An extension can be requested by contacting your lender prior to the due date. But there will be additional fees which apply to the extension.
There are different policies followed by different lenders in our network. It is advised that you review the policies pertaining to late payment often found in the lender's documentation prior to inserting your e-signature on that document. However, many states have laws that dictate how much lenders are allowed to charge for late payment.
Usually after 2 hours you can apply again. However, if you have already previously been approved for a loan then ensure that this info has been disclosed to the lender.
The state laws on this differ and dictate if a lender can grant you an extension often referred to as a 'rollover'. While some states allow for multiple rollovers, others do not allow it at all. You should ask your lender about anything concerning rollovers / extensions. Also make sure to contact your lender with an extension request prior to the due date of your payment. If you do not do it in time the lender will charge you additional fee and ask for immediate payment of the remaining balance. Also additional fees and other charges may be levied on you if you default.
Lenders are always determined to pursue collections after the due date of their accounts to the fullest legal extent. You may have to face criminal charges and additional fees if you do not repay on time.Apply Now